Tax Credit has been EXTENDED!!!

First Time Homebuyer Tax Credit
Has Been Extended!!





TAX CREDIT FOR FIRST TIME BUYERS:

First Time Homebuyers: First time homebuyers (that is, people who have not owned a home within the last three years) may be eligible for the tax credit. The credit for is 10% of the purchase price of the home, with a maximum available credit of $8,000.
Single taxpayers and married couples filing a joint return may qualitfy for the full tax credit amount.

CURRENT OWNERS:

The tax credit program now gives those who already own a residential some additional reasons to move to a new home. This incentive comes in the form of a tax credit of up to $6,500 for qualified purchasers who have owned and occupied a primary residence for a period of 5 consecutive years during the last 8 years. Single taxpayers and married cuples filing a joint return may qualify for the full tax credit amount.

WHAT ARE THE NEW DEADLINES?

In order to qualify for the credit, all contracts need to be in effect no later than APRIL 30, 2010 and close no later than JUNE 30, 2010.

-provided by the Steven Kyles Team

NOVEMBER's Housing Newsletter

I hope you find this information helpful. I am looking forward to the Christmas party on November 21st, hope you are able to make it.


Welcome to the most current Housing Trends eNewsletter. This eNewsletter is especially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

Please click on this link to view the NOVEMBER-2009 Newsletter Newsletter Housing Trends eNewsletter:http://cathymanuel.housingtrendsenewsletter.com?Newsletter_ID=232&Period_ID=179

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.

It also includes press releases with charts and videos, key market indicators and real estate sales and price statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.

If you are interested in determining the value of your home, click the “Home Evaluator” link for a free evaluation report:http://cathymanuel.housingtrendsenewsletter.com/dispContent.cfm?loadid=2&loadtype=0

Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future.

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Vote on NOVEMBER 3rd

To residents of Texas -- this is real, we need to vote in the upcoming elections on Nov. 3 or by early voting starting on Oct. 19.

The state of Texas wants to be able to begin taxing our homes -- on top of already record high county taxes!!!

Need to Vote on Nov. 3rd!!!!

Here's the full text of the propositions, check out #2 and #3:

http://www.sos.state.tx.us/elections/voter/2009novballotexp.shtml

October Housing Trends Newsletter

http://cathymanuel.housingtrendsenewsletter.com/?Newsletter_ID=231&Period_ID=178

10 Housing Markets likely to rebound soon

According to the real estate forecasting service Local Market Monitor, which predicts housing market trends for investors and banks, forecasts that housing prices will decline an average of 5% through 2010. This prediction includes double-digit decreases in Phoenix, Miami, and Las Vegas. But then the worst could be over, says CEO Ingo Winzer. As the recession eases, "We'll see good price increases in many markets," he reports. In the following markets, home values are expected to remain level this year but increase in value next year:

* Baton Rouge, La.
* Buffalo-Niagara Falls, N.Y.
* Dallas-Plano-Irving, Texas
* Fort Worth-Arlington, Texas
* Houston-Sugar Land-Baytown, Texas
* Little Rock-North Little Rock-Conway, Ark.
* Omaha-Council Bluffs, Neb.-Iowa
* Pittsburgh, Pa.* San Antonio, Texas
* Syracuse, N.Y.

Raising a Toddler

Well, I am not actually raising a toddler, but I am a Grandmother of one. I have been fortunate enough to spend a few days out of the week with my grandson Riley. My daughter lives close to me, so I feel like I am learning how to raise a 2 year old all over again. Riley has always excelled in his vocabulary making it much easier to communicate with him. I find that his frustration comes from when he doesn't understand why, for example, we can't turn the light switches on and off ALL day long. Logically, I'm thinking it is a waste electricity and could potentially be dangerous (not to mention I have to hold him up so he can reach), but trying to explain this to a 2 year old becomes a challenge. But I still explain, and he still wants to turn the lights on and off. I can hear that sweet little voice " Turn on lights G.G.....up here G.G." How can I resist?

OK, for all those Mommy's out there that struggle with POTTY TRAINING, here is my take on it. I actually started putting my kids on the potty before they could even walk. I didn't expect them to pick it up right away, but just to learn the association with the potty. No one believes me when I tell them that my kids were potty trained at 16 months!!! No joke. My daughter Lauren, sometimes doesn't even believe me, but its the truth. It is like with anything else babies or toddlers learn, if you do it often enough, they will pick up on it. Lauren didn't start Riley until he was 22 months, and he learned in literally 1 week. She got advice from a friend/photographer (carolynjonesphotography.com) of hers who has 3 boys. Lauren left Riley clothe less and followed him around the house, sometimes just kept "Big Boy underwear" on him, and he caught on immediately. She would reward him with 3 mini M&Ms and make him count and tell her the colors. Her strategy worked!!! Of course all kids learn different, but they have a lot less diapers to buy!!

Fell asleep on the potty while his Mommy
was cooking dinner! Priceless!!

So excited about my new listings!